Financial Advising for Federal Employees in Hawaii
Growing, protecting and preserving wealth are all phases of a solid financial plan depending on client goals. Our clients enjoy our holistic wealth management service where we provide strategies to accomplish goals; tend to the tedious account details; and keep an eye on trends, the market and adjust when needed.
Do you need help assessing assets, debt, reducing risk and saving more for retirement? If so, creating a solid financial plan to reach your goals can make a difference in your short-term and long-term financial picture. Risk reduction is a key, yet often overlooked, component. As part of a comprehensive plan, we can address ways to potentially reduce taxes, sidestep market volatility and prepare for unknown health care costs.
Wondering how your assets will support you in retirement? Retirees who successfully retire and stay retired tend to have multiple income streams to pull from: investments, defined benefit pensions, 401(k) accounts, Social Security, annuities and more. We can help assess your situation and show you how your income streams can work together and offer additional strategies to increase stability.
Reducing risk and seeking financial protection is the goal of insurance. Life insurance can provide financial resources for a spouse for family when an untimely death occurs. Long-term care insurance can provide a safety net for health care assistance and covering the associated financial costs when someone suffers from a long-term illness or disability. Annuities can provide a stable, guaranteed* income stream that can be helpful retirement.
Leaving a legacy for a spouse, family or favorite charity is an appreciated gift for those left behind. It shows you cared enough to think through the needs of loved ones and make provisions for financial resources and other assets. We can help source insurance policies and work with attorneys and estate planners to make sure wills, trusts and other legal documents are in place to support your wishes.
Deciphering Federal employee benefits and pensions can be overwhelming. We have experience working with hundreds of federal employees to understand their options and provide information so they can make the best choices for their situation. If you are nearing retirement, we can also help you understand how your pension will work with other income streams in retirement to support you.
*Guaranteed lifetime income available through annuitization or the purchase of an optional lifetime income rider, a benefit for which an annual premium is charged. Annuities are long-term, tax-deferred vehicles designed for retirement and contain some limitations.
Do you have doubts about your ability to reach your retirement goals? Are you less than confident about certain aspects of your retirement strategy? Here’s the good news…there’s always time to adjust your plan and get back on track. You can take your retirement strategy from flop to blockbuster with these simple strategies.
Thank you for inquiring about a consultation.
We will get back to you to schedule your appointment as soon as possible!
Fill out the form below to get in touch with our team.
Fields marked with an * are required.
Investment advisory services offered by registered individuals through CreativeOne Wealth, LLC, a Registered Investment Adviser. CreativeOne Wealth, LLC and Lifestyle Wealth Management are unaffiliated entities.
Licensed insurance professional. Provided content is for overview and informational purposes only and is not intended and should not be relied upon as individualized tax, legal, fiduciary, or investment advice. By contacting us, downloading booklets, or attending events, you may be offered a meeting to discuss how our insurance and other services can meet your retirement needs. The presenters of this information are not associated with, or endorsed by, the Social Security Administration or any other government agency.
Investing involves risk, including possible loss of principal. Insurance product guarantees are back by the financial strength and claims paying ability of the issuing company.